1. Internet Banking
Internet Banking is the online banking service provided by
Indian Overseas Bank for the benefit of customers
to access and transact on their account 24*7 on all 365 days
• Balance enquiry
• Last Few transactions
• Account Statement
• Cheque Book Request
• Cheque Paid Status
• Deposit Opening
• Transfer money to any of your bank accounts(within and outside IOB)
• Schedule your funds transfers
• Schedule Credit Card Payment
• Suspend your IOB debit card
Also you can pay your
• Direct Taxes
• Indirect Taxes
• College Fees for the students of SASTRA-Tanjore
• Utility bills like Insurance, mobile etc and many more.
• Tamilnadu Electricity board bills
• Recurring deposit/Loan installments
• IOB Credit card dues
• Deposit / Loan account holders
• Proprietary firms
• Partnership companies
• Limited Companies
• Societies/Trusts
• HUFs
• Login to www.iobnet.co.in
• Click on “Register Individual” if you are an individual or a proprietary
firm.Else click on “Register Corporate”
• Once registered submit the application forms and the annexure displayed to
you(in case of Companies/Partnership
firms/Societies/Trusts) to your branch
• An active E-mail id is necessary to open internet banking.
• Note down the PIN number which is to be used for all Funds transfer
transactions
(Don’t share this with anyone! Do we keep a blank cheque carelessly?
NO ! Your password and PIN are as important as that!)
• Your account will be activated by the branch on receipt of the application
Step 2:
• Login with your password.
• Passwords are case sensitive (b is different from B)
• Login Password & transaction PIN are different where password is used to
login and PIN for funds transfer.
• Please be careful while entering your passwords, as your online account may
be blocked for entering consecutive wrong passwords.
User id for corporate login
Every company account (other than proprietary firm) can be viewed by any number
of persons.
The name of the company can be the corporate id and the name of the user is the
user id.
For instance, for GM Finance of ABC Limited, corporate id can be abc ltd and
the user id can be gmfin, accounts etc.
This enables any number of users to view/transact on their account with their
own identity.
It will be used as an additional authentication mechanism apart from password
to secure your account during login and funds transfers.
Currently E-tokens are being given to corporate only.
• To apply for E-Token login to internetbanking --> accounts --> apply
for digital signature (this feature is available only for
corporate login)
• Fill the form online and submit
• ITD processes the request and sends the eToken by post
• On receipt of eToken, log in to see a "Register Certificate" link
on home page
• Fill the details to activate the token
• Rs 625 is charged per token
• A separate token is to be used by each user of a corporate login
OTP will be sent to your mobile number registered with the bank.
This feature is introduced as an additional measure of security.
• Once your account activated you will receive an e-mail saying that your
account is activated
• If account is not activated even after submitting the application form to
branch, do mail us with the account details
to eseeadm@iobnet.co.in Or talk to us at 044-28519460/28889350
• Login to Your Internet Banking account
• Go to "Edit Profile"
• Select Deactivate account
• Select the appropriate account to be deactivated and then click
"submit"
• Login to your Internet Banking account
• Go to "Edit Profile"
• Select the "Change Password" option
• Enter the current password and new password in appropriate fields and click
on "submit"
• Login to Your Internet Banking account
• Go to "Edit Profile"
• Select "Change Pin"
• Enter the current pin and new pin in appropriate fields and click on
"submit"
For e.g., if it is your salary account just name it as "salary".
Caution: never give same nickname to two accounts
• Login to Your Internet Banking account
• Go to "Edit Profile"
• Select "Change Nickname"
• Select the account for which you need to change the nick name, enter the new
nickname and click on "submit".
• Login to Your Internet Banking account
• Go to "Edit Profile"
• Select "Change Services"
• Select the account for which you need to disable fund transfer.
• If you need to disable fund transfer uncheck the "allow fund
transfer" checkbox and click "submit"
To enable fund transfer, you need to go to branch and give them a
letter stating to allow fund transfer through online for
your account
Otherwise when the first account gets activated, you can login with your login
id and password.
• Select Edit Profile --> Add Accounts and give the details of the accounts
which you wish to add.
• On completion of account addition, take a printout and submit it.
Bank will generate a new PIN and send to your e-mail.
• Enter the login id
• Screen prompts to enter the email address.Enter the email id registered with
the bank
• If the login id and email address matches with bank’s record, OTP will be
sent as SMS to the mobile number registered
• Enter the OTP and click on submit
• New Password will be sent to the registered email id
We at Indian Overseas Bank consider security to be of paramount importance and
employ a range of security features like firewall, 128-bit Secure Socket Layer
(SSL) encryption, Verisign Digital Certificate, Two levels of authentication
(password and pin) for financial transactions. We would like our customers also
to be aware of the risks involved and take appropriate measures to secure their
online banking.
• Beware of spam emails which may contain a virus or have a link to a
fraudulent website designed similar to
that of the bank. The intention could be to compromise your
confidential data like login-id, password, pin, etc.
• Keep confidential the personal details like login id, password and pin.
Change the password and pin on a frequent basis. Do not disclose them even to
the employees of the Bank
• Use a combination of alphabets and numbers for your password.
• Use Virtual Keyboard provided for entering your password for security
• Check the web-site address in the browser. It should be that of the Bank
(http://www.iobnet.co.in).
This check is very essential as there could be surrogate sites with similar
names, which can capture the users’ id and password
2. Services provided
You can access the following services using Internet banking
3. Who can register
• Savings/ Current account holders
4. How to register
Step 1:
5. E-Tokens
E TOKEN is a small USB drive like device which has a digital
certificate in it and sent to the customer.
6. Multiple Login Concept
In case you have forgotten to logout from the Internet banking,
it prompts for an additional OTP when you login next time.
7. Activation of account
Branch will activate you account once on receiving the
application from you.
8. Deactivate accounts
Your account may be de-activated using the following steps. To
again activate your account, contact your branch.
9. Change Password
To change the password for your internet banking follow the
below procedures
10. Change pin
To change the pin for your internet banking follow the below
procedures
11. Change Nickname
You can name your account using a nickname.
12. Change services
You can disable fund transfer for your accounts
13. Add accounts
At the time registering there is an option to add more than one
account.
14. Forgot Pin
Please submit a letter to your branch to reset your PIN.
15. Forgot Password
• Click on the forgot password link in login window
16. Secure accounts
While Internet Banking is safe, it is prudent to be alert and
aware of the risks involved in it.
